Atom Bank, ICICI Bank UK and Virgin Money continue to pay the common maximum rate in the easy access table on accounts available to new customers. Atom Bank pays 0.50% gross per month on its Instant Saver, which does not require a minimum deposit to open, although savers need a UK checking account and should be prepared to open and manage the account via a mobile application. It allows other unlimited additions and withdrawals.
ICICI Bank UK also pays 0.50% gross per month to its SuperSaver savings account, which also does not have a minimum deposit requirement, but a HomeVantage checking account is required. It allows further additions and withdrawals, provided that all transactions are made through a linked ICICI Bank current account. It can be opened online, in branch or by phone and then managed online, in branch, by mail and via the mobile application.
Virgin Money’s Club M Saver also pays 0.50% gross, this time on a quarterly basis. Again, no deposit is required to open this account, although a Virgin Money Club M account is required. Other additions can be made and withdrawals are permitted, although these must be made through a Club M account or designated account. It can be opened online or by phone and then managed online, in a branch, by phone and via a mobile application.